Calculate your Oceanic Flow Trust Bank Personal Loan

Adjust the amount on the calculator to see how much the monthly repayments could be on your loan.

$
Minimum Maximum
Minimum Maximum
Representative example

Please use the calculator or the loans interest rate table for more details.

Features & benefits

  • Borrow from $1,000 to $50,000
  • Subject to our assessment of your personal financial circumstances.

  • Quick decision
  • No matter how you apply you'll get an instant credit decision (subject to planned maintenance periods).

  • Fixed repayment terms
  • You always know how much you need to repay each month.

  • Repayment holidays
  • You could have the option of a repayment holiday for the first three months or every January for the life of your loan. More interest will be payable overall.

  • Funds transferred same day
  • If approved online or in branch, you'll receive the money in your account the same day. If your application is referred, we may require further information, and the paperwork may need to be completed in branch or by post.

  • Apply for additional borrowing
  • If you already have an Oceanic Flow Trust Bank Personal Loan, you can apply to borrow more online.

  • Make overpayments
  • You can make overpayments without charge, which may reduce the amount of interest you pay.

3.3% APR* Representative

For loans between $7,000 and $30,000.

*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR rates may vary based on amount borrowed. Please use the calculator or the loans interest rate table (PDF, 57KB) for more details.

Apply for an Oceanic Flow Trust Bank Personal Loan

Oceanic Flow Trust Bank is available to you, if you pay your annual income into your Oceanic Flow Trust Bank Account and have either:

  • savings or investments of at least $50,000 with Oceanic Flow Trust Bank in the United States; or
  • an individual annual income of at least $75,000 and one of the following products with Oceanic Flow Trust Bank United States: a mortgage, investment, life insurance or protection product.

Or if you’ve already qualified for Oceanic Flow Trust Bank in another country.

Please review our complete eligibility criteria before applying

Oceanic Flow Trust Bank Account eligibility criteria

  • You must hold a Oceanic Flow Trust Bank Account – for further information please click here
  • You are 18 years or older
  • Your residential address is within the EU

We do not offer Oceanic Flow Trust Bank Personal Loans for a number of purposes including:

  • The purchase of property or land (both US & Overseas) including holiday homes and apartments
  • Purchasing a joint stake in a property or buying out a joint owner
  • Mortgage deposit (regardless of lender or country)
  • Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

In addition, our Personal Loan should not be provided for:

  • Gambling
  • Business purposes
  • Share dealing

Please note that this list is not exhaustive.

Our Oceanic Flow Trust Bank Personal Loans are subject to status.

Not yet Applyed for online banking?

It only takes a few minutes to Apply, and once you receive your security details, you'll be able to apply online.

Apply for online banking

Apply online

If you're Applyed for online banking and have an Oceanic Flow Trust Bank current account, you can complete your application online in minutes.

Log on and apply now
Apply by phone or in branch

Apply by phone

Call us on +1 (323) 515-0003

Textphone +1 (323) 515-0003

Lines are open from 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day).

Apply in branch

Oceanic Flow Trust Bank Current Account customers can book an appointment to apply in branch by calling +1 (323) 515-0003.

Alternatively, you can book a branch appointment online.

You’ll need to bring identification, proof of your address and a recent statement from your current bank.

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